SJ Mortgage Solutions is committed to helping clients find personally tailored home loans to meet their unique needs. 

I am Shibu John, and I’ve been where you are at. As a first home buyer and later as an investor, I have experienced the stresses and struggles of finding the right home loan for me. Not only was the search time-consuming, but it was also incredibly frustrating going through various lenders, getting pre-approvals, knowing my borrowing capacity, sending various paper works, getting pre-approval for the first home loan etc. Trying to get information and understanding interest rates, various loan products, terms & conditions from several different lenders and then identify the best deal was not easy. What started off as excitement at the thought of buying my first home turned into an endless ordeal. Knowing that making the wrong choice could cost me thousands of dollars make it even more stressful. I was determined not to let this happen to other first home buyers. SJ Mortgage Solutions was established with that in mind.    

Since the launch, I have helped hundreds of clients get the best home loans for their requirements. When you get in touch with me, we will set up an appointment so I can first understand your needs and objectives. Whether you are looking to buy your first dream home, refinance your current home or invest in real estate, I will guide you through the entire process and help you understand what options are available to you, and I will find the right home loan to suit your needs. If you are a first home buyer, you may be eligible for a number of grants and to waive some of the upfront costs. For example, as a first home buyer, you may be entitled to a First Home Owner Grants, First Home Loan Deposit Scheme, First Home Buyer Assistance Scheme, First Home Super Saving scheme etc., if you meet certain requirements.  

As a passionate mortgage broker, you can rest assured that I will work tirelessly to research home mortgage rates and negotiate with lenders to get you the lowest rate possible, reduce the stress of the application process, and work with you to find the right home loan based on your needs. Access to a wide network of lenders gives me the inside edge when it comes to identifying the most competitive home loans available.